Starting next year, 90 percent of Indiana state workers will be covered by a consumer-driven plan with low premiums and high out-of-pocket expenses for actual care… [Governor Mitch Daniels] and other Indiana officials say… their plan has already reduced the state’s overall health benefit costs by more than 10 percent, and furthermore, that subscribers have few complaints — only 2 percent have switched back to a traditional plan…
Starting next year, 90 percent of Indiana state workers will be covered by a consumer-driven plan with low premiums and high out-of-pocket expenses for actual care… [Governor Mitch Daniels] and other Indiana officials say… their plan has already reduced the state’s overall health benefit costs by more than 10 percent, and furthermore, that subscribers have few complaints — only 2 percent have switched back to a traditional plan…
According to a 2010 analysis by the Mercer consulting firm, Indiana employees on the consumer-driven plan had fewer emergency room and doctors’ office visits than their counterparts in the traditional plan, and they opted more often for cheaper generic drugs.
Full article on Indiana’s version of consumer-driven health care.
