By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Health Works CollectiveHealth Works CollectiveHealth Works Collective
  • Health
    • Mental Health
    Health
    Healthcare organizations are operating on slimmer profit margins than ever. One report in August showed that they are even lower than the beginning of the…
    Show More
    Top News
    preventing from sickness
    The 4 Steps To Take If You Get Sick While Living As An Expat
    August 25, 2024
    workout recovery
    From Fatigue to Fuel: Recovery Hacks for Faster Results
    December 24, 2024
    Common Healthcare Accreditation Programs
    7 Most Common Healthcare Accreditation Programs: Which Should You Use?
    August 20, 2025
    Latest News
    7 Most Common Healthcare Accreditation Programs: Which Should You Use?
    August 20, 2025
    Hospital Pest Control and the Fight Against Superbugs
    August 20, 2025
    Hygiene Beyond The Clinic: Attention To Overlooked Non-Clinical Spaces
    August 13, 2025
    5 Steps to a Promising Career as a Healthcare Administrator
    August 3, 2025
  • Policy and Law
    • Global Healthcare
    • Medical Ethics
    Policy and Law
    Get the latest updates about Insurance policies and Laws in the Healthcare industry for different geographical locations.
    Show More
    Top News
    Image
    Caregivers, Don’t Forget to Wash Your Hands, It Saves Lives
    February 10, 2013
    Misconception – Healthcare Reform Will Impact Medical Science
    March 8, 2012
    Image
    What To Do About Heroin and Oxycontin
    April 26, 2013
    Latest News
    How Social Security Disability Shapes Access to Care and Everyday Health
    August 22, 2025
    How a DUI Lawyer Can Help When Your Future Health Feels Uncertain
    August 22, 2025
    How One Fall Can Lead to a Long Road of Medical Complications
    August 22, 2025
    How IT and Marketing Teams Can Collaborate to Protect Patient Trust
    July 17, 2025
  • Medical Innovations
  • News
  • Wellness
  • Tech
Search
© 2023 HealthWorks Collective. All Rights Reserved.
Reading: What Does Medicare Cost in 2022?
Share
Notification Show More
Font ResizerAa
Health Works CollectiveHealth Works Collective
Font ResizerAa
Search
Follow US
  • About
  • Contact
  • Privacy
© 2023 HealthWorks Collective. All Rights Reserved.
Health Works Collective > Policy & Law > Health care > What Does Medicare Cost in 2022?
Health care

What Does Medicare Cost in 2022?

John Henning
John Henning
Share
8 Min Read
SHARE

People aged 65 or above and disabled individuals can receive coverage from Medicare plans. The plans also cover medical bills and several types of treatments for individuals struggling with renal diseases. However, a more important debate is over the real costs of Medicare in 2022. How much does it cost to have any type of Medicare coverage today?

Contents
  • Part A: Premium and Hospital Inpatient Deductible & Coinsurance
  • Plan B: Premium and Hospital Inpatient Deductible & Coinsurance
  • Part C: Medicare Premium and Other Plans
  • Part D: Medicare Premium and Other Plans
  • Medicare Supplement or Medigap Plan
  • Conclusion

A range of costs such as premiums, deductibles, coinsurance, and out-of-pocket cap needs to be considered for various parts of Medicare in 2022. As a result, it might be difficult to understand how much you should pay for your plan in some cases. To start with, you can try to use specialized tools that would explain how much Medicare costs in your case.

We gathered additional info for those who would like to know the exact cost of the parts of Medicare. Let’s begin with the first type of Medicare coverage, Part A (Hospital Insurance).

Part A: Premium and Hospital Inpatient Deductible & Coinsurance

Medicare Part A is premium-free only for legal residents and United States citizens who have paid enough Medicare taxes.     

More Read

How Can Parents Prevent Obesity In Children
These Addictions May Be Coping Mechanisms For Anxiety Or Depression
How To Achieve Sustainable Growth For Your Home Healthcare Business
Dental Practice Challenges in Countries with Universal Healthcare Systems
Is The Family Practice Shortage A Management Problem?

Specifically, it is free for those who have worked 10 years or over 40 quarters as part of the workforce in the US.

But in cases where Medicare Part A isn’t premium-free for enrollees, they can expect to pay the following costs in 2022:

  • $274 monthly premiums if the enrollee paid Medicare taxes for 30-39 quarters
  • $499 monthly premiums if the enrollee only paid Medicare taxes for 30 quarters or less

We must mention that if you are 65 years or older and only qualify for a paid Part A and choose to not apply for it (i.e., right when you become eligible), it can cost you in the form of a penalty (+10% on top of your monthly premium). On the other hand, the coverage structure of the inpatient deductible and coinsurance is different.

In case your primary healthcare provider orders you to get hospitalized, you will have to bear several costs based on the Medicare Part A coverage. Those costs will include:

  • Paying approximately $1,556 prior to hospitalization for a deductible
  • $389 per day after 60 days and until 90 days of hospitalization
  • $778 per day after 91 days and until 150 days of hospitalization
  • Full per day costs following 151 days of hospitalization

Also, make sure that the healthcare facility (i.e., place of hospitalization) accepts Medicare coverage as a form of payment on your medical bills. Otherwise, you will end up paying the full costs on a daily basis for your entire period of hospitalization.

Plan B: Premium and Hospital Inpatient Deductible & Coinsurance

In 2022, you can expect to pay premiums worth $170.10 every month for standard Medicare Part B premium coverage. Like most people, you will be paying the standard Part B premiums based on your income.

The rate of Medicare Part B premiums depends on the pre-modified gross income ranges shown on the IRS tax return files. If you fall in a certain range of gross income adjusted for tax return files, you will pay the set premium amount.

In general, the monthly premium amount can increase to $578.30, depending on your annual income. Additionally, the Part B deductible will cost $233 per year on standard conditions.

Based on the hospital inpatient deductible and coinsurance, enrollees have to pay approximately 20% of costs (Medicare-approved fees).

Part C: Medicare Premium and Other Plans

Medicare Part C or Medicare Advantage costs vary considerably based on your choice of a health insurance plan. The premiums can change dramatically depending on the terms and conditions of an insurance plan that you choose.

The average monthly amount that enrollees of Part C Premium pay is $33 in 2022. The hospital inpatient deductible, coinsurance, and deductibles will differ for every policy. That’s because Part C (or Medicare Advantage) offers primarily private health insurance coverage.

In simple words, you will find health insurance plans in Medicare Part C that cost $0 per month and some that cost hundreds of dollars per month. The price range of private health insurance in Medicare Advantage is extremely diverse. So, make sure you research well and plan your purchase accordingly. This premium is on top of your Part B monthly premium.

Part D: Medicare Premium and Other Plans

The costs of Medicare Part D or Medicare Prescription Drug Benefits coverage can cost individuals a different sum based on their yearly income and the type of insurance plan they choose. The standard premium amount for Medicare Part D is $42 per month.

The average drug deductibles can be around $344 or more, depending on your net yearly income. The Medicare Part D plan can increase the overall cost by introducing additional costs. Nevertheless, additional costs apply to your Part D plan only when you pass a certain yearly income threshold.

Generally, the additional costs apply to those with a yearly income of over $91,000 in 2022.

Medicare Supplement or Medigap Plan

You may know this Medicare plan as the “Medigap Plan” as well. It’s a health insurance product that private companies sell to cover any coverage gaps that the Original Medicare Plan leaves behind. In other words, Medicare Supplement covers the medical costs that the Original Medicare Plan doesn’t approve.

The Medicare Supplement plan has an average cost of $163 per month. The monthly cost can change depending on your state’s pricing structure and chosen policy.

Medigap plan has numerous coverage options governed by different policies. So, the pricing will vary for each type of Medigap plan coverage in 2022.

Conclusion

It is important that you try and find the right insurance plan for you. As you learn about the Medicare coverage costs and eligibility information, you can make better decisions regarding your future health insurance. It’s necessary to plan such things nowadays to age well and have a hassle-free retirement. Use all available tools like Hellahealth and numerous others to be informed! 

Share This Article
Facebook Copy Link Print
Share
By John Henning
John Henning is a nutritionist, freelance writer, and food blogger that provides accessible nutrition info to help people live a healthier life. His unique approach to nutrition emphasizes nutrient-dense, whole foods and healthy habits rather than restrictive diets.

Stay Connected

1.5kFollowersLike
4.5kFollowersFollow
2.8kFollowersPin
136kSubscribersSubscribe

Latest News

engineer fitting prosthetic arm
How Social Security Disability Shapes Access to Care and Everyday Health
Health care
August 20, 2025
a woman explaining the document
How a DUI Lawyer Can Help When Your Future Health Feels Uncertain
Public Health
August 20, 2025
physiotherapist at work
How One Fall Can Lead to a Long Road of Medical Complications
Health care
August 20, 2025
Common Healthcare Accreditation Programs
7 Most Common Healthcare Accreditation Programs: Which Should You Use?
Health News
August 20, 2025

You Might also Like

doctor patient communication software
Health careTechnology

Patient Communication Software Is Vital in Healthcare

June 18, 2024
eating on your hospital night shift
Health careMedical EthicsPolicy & Law

Keep Refreshments Ready for Your Night Shift at the Hospital

May 25, 2021
Health careSpecialties

How Often Do You Need To Get An Eye Test? Here’s What To Know

April 22, 2019
A Kid-Friendly Hospital: Promoting Child Life Services
eHealthHealth care

A Kid-Friendly Hospital: Promoting Child Life Services

July 20, 2018
Subscribe
Subscribe to our newsletter to get our newest articles instantly!
Follow US
© 2008-2025 HealthWorks Collective. All Rights Reserved.
  • About
  • Contact
  • Privacy
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?