By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Health Works CollectiveHealth Works CollectiveHealth Works Collective
  • Health
    • Mental Health
    Health
    Healthcare organizations are operating on slimmer profit margins than ever. One report in August showed that they are even lower than the beginning of the…
    Show More
    Top News
    stress management for healthcare workers
    3 Tips For Healthcare Professionals: How To Stay Beautiful, Healthy, and Happy
    November 2, 2021
    importance of relaxing on the weekend for your health
    Importance of Relaxing During the Weekend for Optimal Health
    March 25, 2022
    LASIK Eye Surgery
    What Is LASIK Eye Surgery?
    May 16, 2022
    Latest News
    Beyond Nutrition: Everyday Foods That Support Whole-Body Health
    June 15, 2025
    The Wide-Ranging Benefits of Magnesium Supplements
    June 11, 2025
    The Best Home Remedies for Migraines
    June 5, 2025
    The Hidden Impact Of Stress On Your Body’s Alignment And Balance
    May 22, 2025
  • Policy and Law
    • Global Healthcare
    • Medical Ethics
    Policy and Law
    Get the latest updates about Insurance policies and Laws in the Healthcare industry for different geographical locations.
    Show More
    Top News
    The PCMH and Home Care Data: An Interview with Melissa McCormack
    December 19, 2013
    IT Strategy for Health Plans: Interview with ikaSystems CEO Joe Marabito
    August 11, 2014
    A New Kind of Stress Test
    May 26, 2015
    Latest News
    Let Your Lawyer Handle the Work Before You Pay Medical Costs
    July 6, 2025
    Top HIPAA-Compliant Messaging Apps for Healthcare Teams
    June 25, 2025
    When Healthcare Ends, the Legal Process Begins: What Families Should Know About Probate and Medical Estates
    June 20, 2025
    Preventing Contamination In Healthcare Facilities Starts With Hygiene
    June 15, 2025
  • Medical Innovations
  • News
  • Wellness
  • Tech
Search
© 2023 HealthWorks Collective. All Rights Reserved.
Reading: Demographics of CDHP Enrollees
Share
Notification Show More
Font ResizerAa
Health Works CollectiveHealth Works Collective
Font ResizerAa
Search
Follow US
  • About
  • Contact
  • Privacy
© 2023 HealthWorks Collective. All Rights Reserved.
Health Works Collective > Policy & Law > Public Health > Demographics of CDHP Enrollees
BusinessPublic Health

Demographics of CDHP Enrollees

Greg Scandlen
Greg Scandlen
Share
3 Min Read
demographics bar graph
SHARE

EBRI has released the latest in its series of surveys on “Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans.”

EBRI has released the latest in its series of surveys on “Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans.”

This is the ninth year in which Paul Fronstin has looked at the people enrolling in “consumer driven health plans” (CDHPs), which include both HRA and HSA models. He also surveys people with stand-alone “high deductible health plans” (HDHPs), and “traditional” plans, though I am not sure what traditional means anymore. It is defined as any plan with a deductible below $1,000 for an individual, so I guess it includes PPOs, HMOs, and POS plans.

In any case, as usual he finds that CDHP enrollees are very much like everybody else, with these exceptions — they are much better educated, have somewhat better incomes, and are slightly healthier. There are “statistically significant” differences in some other categories, but they are not great and they tend to bounce around from year to year. For instance, in 2013 70% of CDHP enrollees were married, compared to 63% for HDHPs and 61% for traditional. But in 2012 the rates were 78% for CDHP, 70% for HDHP, and 76% for traditional. It is hard to see much of a trend there.

More Read

Healthcare Administrators: Lighten Your Load With These 4 Tips
Healthcare Administrators: Lighten Your Load With These 4 Tips
Physicians Lose Right of Free Speech
Social Media Safety: Virtual Connections Provide Realtime Results
Top 7 Reasons a Busy Doctor Needs a Powerful Website
How to Persuade, Charm and Convince: Marketing’s Rule of Three

But there is a definite trend in education levels. Here is the comparison of the completed education levels for enrollees of each type of plan for 2013, but the differences are similar for every year surveyed.

demographics bar graph

 

This should not be remotely surprising. People who are better educated are more willing to be risk-takers and try out new things, plus they are likely to be more confident in their ability to navigate the health system and make their own decisions about what to do.

And, of course, people with better educations tend to make more money and tend to be healthier. But there does not seem to be as much disparity in these categories (health and wealth) as there is for education. It would be fascinating to control for education and then see what if any differences there are in health and wealth. My hunch is that CDHP enrollees would prove to be less healthy and less wealthy than people in other plans with similar educations — just the opposite of what critics predicted.

Alas, this test will probably never be done, so we will never know.

Share This Article
Facebook Copy Link Print
Share

Stay Connected

1.5kFollowersLike
4.5kFollowersFollow
2.8kFollowersPin
136kSubscribersSubscribe

Latest News

9 Lifestyle Tweaks That Can Add Years to Your Life
9 Healthcare Lifestyle Tweaks That can Add Years to Your Life
lifestyle
July 11, 2025
car accident lawsuit
Let Your Lawyer Handle the Work Before You Pay Medical Costs
Policy & Law
July 6, 2025
women dental care
What Is a Smile Makeover and How Much Does It Cost?
Dental health
June 30, 2025
HIPAA-Compliant Messaging Apps
Top HIPAA-Compliant Messaging Apps for Healthcare Teams
Global Healthcare Policy & Law Technology
June 25, 2025

You Might also Like

White House Names Former Microsoft Executive as Next US CIO

August 4, 2011

Is Eating Red Meat Bad For You?

March 14, 2012
clinical labs
Hospital Administration

5 Best Practices for Quality & Accuracy in Clinical Labs

January 14, 2024

Comorbidity of Mental and Physical Illness

March 11, 2011
Subscribe
Subscribe to our newsletter to get our newest articles instantly!
Follow US
© 2008-2025 HealthWorks Collective. All Rights Reserved.
  • About
  • Contact
  • Privacy
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?