By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Health Works CollectiveHealth Works CollectiveHealth Works Collective
  • Health
    • Mental Health
    Health
    Healthcare organizations are operating on slimmer profit margins than ever. One report in August showed that they are even lower than the beginning of the…
    Show More
    Top News
    bowl of vegetable salad
    Raw Foods: benefits and harms
    November 9, 2021
    pros and cons of the keto diet
    Read This Before You Follow the Keto Diet
    May 18, 2022
    spinal cord injuries
    4 Potential Causes of Spinal Cord Injuries (and How to Seek Compensation)
    May 25, 2022
    Latest News
    5 Steps to a Promising Career as a Healthcare Administrator
    July 31, 2025
    Why Custom Telemedicine Apps Outperform Off‑the‑Shelf Solutions
    July 20, 2025
    How Probate Planning Shapes the Future of Your Estate and Family Care
    July 17, 2025
    Beyond Nutrition: Everyday Foods That Support Whole-Body Health
    June 15, 2025
  • Policy and Law
    • Global Healthcare
    • Medical Ethics
    Policy and Law
    Get the latest updates about Insurance policies and Laws in the Healthcare industry for different geographical locations.
    Show More
    Top News
    Effective Healthcare Requires a Social Approach
    June 15, 2015
    CCBHCs
    2016 Excellence in Behavioral Health Program Design
    February 23, 2016
    conducting Clinical Trial
    5 Tips for Conducting a Clinical Trial
    April 21, 2024
    Latest News
    How IT and Marketing Teams Can Collaborate to Protect Patient Trust
    July 17, 2025
    How Health Choices and Legal Actions Intersect After an Injury
    July 17, 2025
    How communities and healthcare providers can address slip and fall injuries with legal awareness
    July 17, 2025
    Let Your Lawyer Handle the Work Before You Pay Medical Costs
    July 6, 2025
  • Medical Innovations
  • News
  • Wellness
  • Tech
Search
© 2023 HealthWorks Collective. All Rights Reserved.
Reading: Covering Your Own Medical Issues After Losing a Loved One
Share
Notification Show More
Font ResizerAa
Health Works CollectiveHealth Works Collective
Font ResizerAa
Search
Follow US
  • About
  • Contact
  • Privacy
© 2023 HealthWorks Collective. All Rights Reserved.
Health Works Collective > Policy & Law > Covering Your Own Medical Issues After Losing a Loved One
Policy & Law

Covering Your Own Medical Issues After Losing a Loved One

Losing a loved one can create a lot of mental health issues, but getting a legal settlement can help cover your counseling and medical bills.

Diana Hope
Diana Hope
Share
8 Min Read
mental health loss loved one
DepositPhotos altanaka
SHARE

There are many things that can lead to mental health issues. One of the many things that we don’t want to think about is the risk of developing depression, anxiety or grief after losing a loved one in a car accident or other tragedy. The Columbia University Mailman School of Public Health has an article on the various psychiatric disorders that can arise from losing a loved one.

Contents
Handling the Unexpected Death of a Loved OneHow an Estate Planning Attorney Can HelpWorking with a Car Accident LawyerA Reminder of the Importance of Proper Estate PlanningGet Professional Help When Settling Affairs, and Look After Your Own

If you have to suffer the loss of a loved one, then you are going to need to find a way to cover the costs of therapy to deal with the grief. One way to do so is by getting a settlement after the accident. You can also use a settlement to cover catastrophic medical bills if you have also been injured in the same accident. Keep reading to learn more.

Dealing with the unexpected death of a loved one is one of life’s most challenging experiences. When an accident claims a life, the grief can be overwhelming, and the added responsibility of settling the deceased party’s affairs can feel insurmountable. This guide is intended to help you navigate this process, from working with legal professionals to understanding the importance of proper estate planning.

Handling the Unexpected Death of a Loved One

Losing a loved one unexpectedly in an accident is a traumatic experience. The shock and emotional toll can be intense, leaving little room to think about practical matters. Yet, amidst the grief, there are critical tasks that need attention, such as handling the deceased’s estate and finalizing their affairs. It’s natural to feel overwhelmed, and it’s essential to give yourself permission to grieve while also seeking support to manage the necessary responsibilities.

More Read

CBO: Private Insurers Better at Expenditure Growth Control than Medicare, Medicaid
Physicians Surveyed Gloomy About Healthcare Reform
Seeing Beyond the Physician’s Words to Their Hearts
Assessing the Costs Getting Compensation for Spinal Injuries
Has the iPad Replaced the Stethoscope?

Begin by notifying family members and close friends. You might find it helpful to delegate some responsibilities to trusted individuals, allowing you to focus on personal mourning and immediate family needs. Gather all necessary documents, such as the death certificate, insurance policies, and any estate planning documents like a will or trust. These will matter  in the coming steps.

How an Estate Planning Attorney Can Help

Working with an estate planning attorney is a good idea if you want your loved one’s possessions to be distributed according to their wishes. An estate planning attorney can guide you through the probate process, which is the legal procedure for settling the deceased’s estate. If your loved one had a will, the probate court will authenticate it and authorize the executor to distribute assets accordingly.

If there was no will, the estate planning attorney can help navigate intestate succession laws in your state, which dictate how assets are distributed without a will. This process can be complicated, involving court proceedings and detailed paperwork. Bear in mind that without an attorney or impartial party to help, you may find yourself at odds with your siblings or other relatives.

Working with a Car Accident Lawyer

If your loved one’s death resulted from a car accident and they were found not at fault, it’s important to consult with a car accident lawyer. You will also want to have a police report in hand, and perhaps even get traffic camera footage if possible. An attorney can help you navigate the complex legal landscape, ensuring that justice is served and any rightful claims are pursued. A car accident lawyer can assist with gathering evidence, dealing with insurance companies, and filing wrongful death claims.

You may need help securing compensation for medical bills, funeral costs, lost income, and the emotional suffering of the family; engaging a lawyer allows you to focus on grieving and family matters. Furthermore, if you hire a recognized law firm, the insurance company is less likely to offer a lowball settlement.

A Reminder of the Importance of Proper Estate Planning

The sudden death of a loved one underscores the importance of having comprehensive estate planning measures in place. Proper estate planning can significantly ease the burden on your family should the unexpected occur. Here are key components to consider:

First, a will is a fundamental document that outlines your wishes regarding asset distribution and guardianship of minor children. Trusts can provide additional benefits, such as avoiding probate, protecting assets, and reducing estate taxes.

Also promise yourself that you will always have adequate insurance. Having adequate life insurance can provide your family with financial security, cover expenses such as funeral costs, debts, and ongoing living expenses, and more. Ensure that your beneficiaries are up-to-date and that your policy reflects your current situation.

A health care directive or living will also come into play as people age. These documents specify your wishes regarding medical treatment if you become incapacitated. A durable power of attorney allows a trusted person to make financial and legal decisions on your behalf if you are unable to do so.

Regularly review and update beneficiary designations on life insurance policies, retirement accounts, and other financial instruments. These designations take precedence over your will, so keeping them current is essential.

Don’t forget to manage your digital assets as well. In today’s digital age, managing digital assets is also crucial. Include instructions for accessing and managing online accounts, social media profiles, and digital files in your estate plan.

By having these estate planning measures in place, you can provide clarity and reduce stress for your loved ones during an already difficult time.

Get Professional Help When Settling Affairs, and Look After Your Own

There is a high risk of developing depression and other mental health issues after losing a loved one. You are going to need to be aware of the risks and take the right steps to address them.

Settling a loved one’s affairs is already hard enough, and it’s made more challenging by the emotional weight of the loss. By seeking the support of legal professionals such as car accident lawyers and estate planning attorneys, you can navigate this difficult period more effectively. Additionally, the importance of having proper estate planning measures in place cannot be overstated. These preparations provide peace of mind and security for your family, ensuring they are not left with added burdens during their time of grief.

These things are not pleasant to dwell on, but giving them some thought is an act of care and consideration for those you leave behind. Remember, you don’t have to go through this process alone—there are resources and professionals available to help guide you every step of the way.

TAGGED:griefmental health
Share This Article
Facebook Copy Link Print
Share

Stay Connected

1.5kFollowersLike
4.5kFollowersFollow
2.8kFollowersPin
136kSubscribersSubscribe

Latest News

5 Steps to a Promising Career as a Healthcare Administrator
5 Steps to a Promising Career as a Healthcare Administrator
Health
July 31, 2025
holistic dental
Holistic Dentist Services Are Natural and Safe
Dental health Specialties
July 28, 2025
botox certification
Help Improve People’s Skin Health Via Botox Certification
Skin Specialties
July 22, 2025
Telemedicine Apps
Why Custom Telemedicine Apps Outperform Off‑the‑Shelf Solutions
Health
July 20, 2025

You Might also Like

Can Toys Decrease the Cost of Health Care Devices?

May 30, 2013

Engaging UCSF Residents in Quality, Safety, and Cost Reduction

May 15, 2012

FDA Accepts NDA for VIVUS’ Qnexa

November 4, 2011

Iowa’s in the National News Right Now, and It’s for a Reason You Wouldn’t Expect

June 3, 2015
Subscribe
Subscribe to our newsletter to get our newest articles instantly!
Follow US
© 2008-2025 HealthWorks Collective. All Rights Reserved.
  • About
  • Contact
  • Privacy
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?