By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Health Works CollectiveHealth Works CollectiveHealth Works Collective
  • Health
    • Mental Health
    Health
    Healthcare organizations are operating on slimmer profit margins than ever. One report in August showed that they are even lower than the beginning of the…
    Show More
    Top News
    benefits of using protein powder to build muscles
    Protein Powder for Muscle Mass: Everything You Need to Know
    December 12, 2021
    changes brought on by blockchain in healthcare
    Technology In The Healthcare Industry
    March 28, 2022
    What Does Core Body Temperature Say About Health?
    August 17, 2022
    Latest News
    5 Steps to a Promising Career as a Healthcare Administrator
    August 3, 2025
    Why Custom Telemedicine Apps Outperform Off‑the‑Shelf Solutions
    July 20, 2025
    How Probate Planning Shapes the Future of Your Estate and Family Care
    July 17, 2025
    Beyond Nutrition: Everyday Foods That Support Whole-Body Health
    June 15, 2025
  • Policy and Law
    • Global Healthcare
    • Medical Ethics
    Policy and Law
    Get the latest updates about Insurance policies and Laws in the Healthcare industry for different geographical locations.
    Show More
    Top News
    Obesity Explained
    December 2, 2011
    Why Pilot Programs are a Waste of Time and Money
    August 26, 2017
    Does Disclosure Work?
    January 4, 2012
    Latest News
    How IT and Marketing Teams Can Collaborate to Protect Patient Trust
    July 17, 2025
    How Health Choices and Legal Actions Intersect After an Injury
    July 17, 2025
    How communities and healthcare providers can address slip and fall injuries with legal awareness
    July 17, 2025
    Let Your Lawyer Handle the Work Before You Pay Medical Costs
    July 6, 2025
  • Medical Innovations
  • News
  • Wellness
  • Tech
Search
© 2023 HealthWorks Collective. All Rights Reserved.
Reading: Why Buying Life Insurance is a Must, Even If You’re Young and Healthy
Share
Notification Show More
Font ResizerAa
Health Works CollectiveHealth Works Collective
Font ResizerAa
Search
Follow US
  • About
  • Contact
  • Privacy
© 2023 HealthWorks Collective. All Rights Reserved.
Health Works Collective > Policy & Law > Health care > Why Buying Life Insurance is a Must, Even If You’re Young and Healthy
Health care

Why Buying Life Insurance is a Must, Even If You’re Young and Healthy

Kristel Staci
Kristel Staci
Share
5 Min Read
SHARE

  More and more, people are seeing the value of carrying a quality life insurance policy. To that end, in comparison to 2010, 2016 saw almost 5 million more households protected with a life insurance policy. Life insurance is common among people who are getting on in age, but among young people, it seems to be on their priority back burner if anywhere at all. That trend is troubling. Young people can benefit from buying life insurance the same way older people can. As a matter of fact, getting life insurance young is advantageous to you in comparison to taking it on later in life. Below, our team has put together a few reasons why buying life insurance young is a good idea and why we think you should pick up a policy.

Contents
1. The Younger You Are, the Less Your Policy Costs2. You’ll Start Your Family off Right3. Your Loved Ones Won’t Have to Worry About Your Debt4. You’re Still HealthyWrapping Up Why Buying Life Insurance is Important When You’re Young and Healthy

1. The Younger You Are, the Less Your Policy Costs

When buying life insurance, insurers will look at your age and weigh your policy premiums accordingly. In most cases, given that you’re starting to pay into your life insurance plan early, your premiums will be much lower per month. That means you’re getting comprehensive protection for less money.

2. You’ll Start Your Family off Right

If you’re in your early to mid 20’s starting a family could be just a few years away. With that comes things like having kids, purchasing property, and more. To make sure that your family is financially secure and that your partner is still able to pay off your loans if you were to have an accident, getting life insurance is a must. Also, if you make more money than your partner, having life insurance ensures that your family will still be able to pay for necessities like food, clothing, school supplies, and other daily essentials.

3. Your Loved Ones Won’t Have to Worry About Your Debt

Did your parents co-sign on your student loans or any others? If that’s the case, if you passed away, that debt will be their burden to bare. Getting a quality life insurance policy when you’re young means that you’re not leaving any of your financial responsibility to weigh down the people you love when you’re gone. This also applies to not burdening your loves ones while you are alive. For example, those that become terminally ill are almost certain to utilize their life insurance policies in the end. However, this can also lead to mounting healthcare debt while you are still alive. This is why there are viatical settlement arrangements that allow you to sell your policy to a buyer at a discount so that you can utilize some of that money when there is an immediate need.

More Read

5 Unusual Types of Addiction you’ve likely never heard of
The Tremendous Role of AI in Transforming Healthcare
Unplanned Pregnancy: Counseling Patients and Finding Help
Why Preventative Care Is More Important Than Ever
Leading People to Healthy Living through Blogging

4. You’re Still Healthy

It’s in an insurance company’s best interest to provide life insurance to those that are least likely to cash in on it. That means, if you’re healthy, you can get great term life insurance quotes. If you’re older and dealing with common medical issues, getting an affordable policy can be much harder. For that reason, there’s no better time to get your insurance policy than the present!

Wrapping Up Why Buying Life Insurance is Important When You’re Young and Healthy

We get it, you’re young, life is good, so why should you be worried about buying life insurance? To answer that question we recommend you take to heart any one of our reasons above. Remember, nobody feels like they need insurance until they need insurance. Make sure you and your family are prepared for the worst and start shopping for your policy today!

Share This Article
Facebook Copy Link Print
Share

Stay Connected

1.5kFollowersLike
4.5kFollowersFollow
2.8kFollowersPin
136kSubscribersSubscribe

Latest News

technology in medical research
The Tools Helping Medical Researchers See the Full Picture
News Technology
August 3, 2025
5 Steps to a Promising Career as a Healthcare Administrator
5 Steps to a Promising Career as a Healthcare Administrator
Health
July 31, 2025
holistic dental
Holistic Dentist Services Are Natural and Safe
Dental health Specialties
July 28, 2025
botox certification
Help Improve People’s Skin Health Via Botox Certification
Skin Specialties
July 22, 2025

You Might also Like

ppe equipment for homecare workers
Health careHospital AdministrationPolicy & Law

4 Essential PPE Items for Home Care Workers

January 12, 2022
Health careHome HealthSpecialties

Get Onboard With These Top Health Trends In 2019

April 9, 2019
Health careUncategorized

How Can Healthcare Providers Better Support Black Mothers?

June 30, 2020
Health careMedical EthicsMedical RecordsMobile Health

The Global Eye Tracking System Market Is Expected To Skyrocket In The US

April 25, 2019
Subscribe
Subscribe to our newsletter to get our newest articles instantly!
Follow US
© 2008-2025 HealthWorks Collective. All Rights Reserved.
  • About
  • Contact
  • Privacy
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?