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Health Works Collective > Policy & Law > Health Reform > Are You Ready For ACA 2014?
Health ReformPolicy & Law

Are You Ready For ACA 2014?

Linda Ringquist
Linda Ringquist
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2 Min Read
Health Care Reform
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Beginning in 2014, all individuals will be required to be covered for health insurance.

The requirement carries penalties from both an individual and company perspective. Individuals will face a penalty of approximately $95 for non-coverage. Companies with 50 or more employees who don’t offer health insurance will face penalties between $2,000 and $3,000 per employee. These are the penalties slated for 2014 and are expected to become steeper each year.

Beginning in 2014, all individuals will be required to be covered for health insurance.

The requirement carries penalties from both an individual and company perspective. Individuals will face a penalty of approximately $95 for non-coverage. Companies with 50 or more employees who don’t offer health insurance will face penalties between $2,000 and $3,000 per employee. These are the penalties slated for 2014 and are expected to become steeper each year.

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2014 also gives rise to healthcare exchanges. These will be marketplaces which will offer health insurance plan options to individuals. The exchanges will be state specific for those states which have opted to setup their own exchanges. States that have not opted to set up an exchange will become part of the federal exchange system.

The last major provision of the ACA to become effective for 2014 is the expansion of Medicaid. Those who earn less than 133% of the poverty level will now qualify for Medicaid coverage. Will you be ready for the changes coming in 2014?
Health Care ReformSource: Health Insurance Providers

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